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0% Finance Available

Finance

We offer 0% finance on Rolex watches and your favourite luxury brands. 

Applying for finance could not be easier. The whole process can be done online in under two minutes. Apply today and get an instant decision. See information below for how to apply.

How to qualify

To qualify, you must be:
  • Be at least 18 years of age
  • Have been a UK resident for 3 years or more
  • Be able to make repayments by direct debit
  • Be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment

*If you are retired and receive a pension or registered disabled and unable to work, we may ask for proof of sufficient income.

About our lender

Watches of Wales Limited is authorised and regulated by the Financial Conduct Authority (No. 647840). Finance is provided by Hitachi Capital (UK) PLC which is a UK limited company (No. 1630491) at the registered address Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP and authorised and regulated by the Financial Conduct Authority (No. 704348).

Finance FAQs

  • How much can I borrow?
    You may borrow from £450 to £20,000. Use our Calculator on the product page to determine how much you can spend based on your monthly payments. The minimum priced item with credit available is £450.
  • Is a deposit required?
    Yes, a minimum 10% deposit will need to be paid upon acceptance. The maximum deposit one can pay is 50% of the item's value.
  • How are my monthly payments made?
    All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
  • What can I buy on finance?
    Anything on our website. Please remember that the minimum order value for finance is £450.
  • What length of repayment is available?
    You can choose a 12, 24, 36, 48 or 60 month loan repayment period.
  • How do I apply?
    Add your chosen product to your shopping cart and select 'checkout with finance' at checkout.
  • What is the maximum amount for finance?
    The maximum amount we can offer as a loan is £20,000. This means that with a maximum deposit threshold of 50%, the most expensive item you can buy can be £40,000.